Still too hot

But the convenient thing about heat waves in late August is that by now the stores have decided that summer is over and we’re now in back-to-school season.  This means that cute little oscillating desk fans are half-off. :-)  And I’m waiting for the ice pop molds I got on Amazon to arrive.  I don’t handle heat quite as well as I thought I did.  Maybe my metabolism’s shifted after all, either from the not-having-a-thyroid or from moving to New England or both.  But now I’m much more prepared…I may also get some of those freezer gel headband thingies, especially since they double as microwave gel thingies for winter.

And we got a cantaloup in our CSA share yesterday.  Mmm…cantaloup.  I was nice and saved Ben a piece for when he gets back from PiCon tonight.  Since there were no services this week, once I got back from the farm I really had no reason to do anything yesterday other than sit under the ceiling fan eating chilled cantaloup and reading things that do not require brain.  I hope things cool off in two weeks when my classes start.

I’m thinking of crocheting a lace cotton tallit for summer.  The silk one is translucent, but is still silk, which is deceptively warm.  This is actually resulting in me not praying in the morning because it would require putting on more clothing than absolutely necessary.  Sigh.

Comments (2) »

Highs in the 90s today and tomorrow…stormy and only slightly cooler for the rest of the week.  Blech.  These temperatures should not exist without copious quantities of foliage sheltering me from the blazing sun.  Preferably foliage involving mangos.  It required a substantial effort of will to go to work this morning instead of sitting under the ceiling fan all day eating popsicles.  Also, we’re out of popsicles.  I really need to get a popsicle mold…even just ice with a little lemon juice in it with a convenient handle would be fine; I don’t need all that sugar.  And then I could make frozen coconut milk with honey and cardamom.  Mmmm…

There will be much socializing this week, which should force me out of the apartment.  Rosh Chodesh tomorrow, gaming on Wednesday, and probably Science Museum either Thursday or Friday.

Comments (1) »

Productive

I’ve been making a *lot* of yarn.  I’m going to crochet a baby blanket for “afghans for Afghans“.  It’s one of the few warm-fuzzies-for-charity places I’ve found that actually wants wool (machine-washability is a bit less of an issue there).  I found a great pattern for using small bits of a lot of colors, and I’ve ordered some black alpaca at a really good discount to use as the background color.

I vacuumed most of the apartment and swept the kitchen.  And I put the purple fleece blanket over the couch, because its scuzziness was starting to bug me.  Our couch is a giant block of upholstered foam, that folds out to be a surprisingly comfy couch-bed.  Its invertebrateness is convenient because it means it’s very light, but it was already second-hand from Ben’s previous roommate, so it’s getting kind of past its use-by-date.  But with the purple fleece thing, it magically becomes a pretty purple couch!

I also made some delicious body scrub stuff with salt, sugar, oil, and honey (yum!).  I used olive oil, because that’s what we had.  It makes my skin unpleasantly oily for about two hours, and then it stays soft for *days*.

We have a new coworker who is quite awesome.  But my other coworker and our supervisor were both on vacation last week, so it was kind of weird.  I didn’t get much done; I was feeling really drained last week.  My classes don’t start until September 8 — yay!  I’m taking two Thursday classes, then working Sundays to make up for it.  But then I also now have to work Wednesday evenings and two Saturdays this semester.  Blech.  I do not want to work on Shabbat.  And I really don’t think I’ll be much use working until 9pm…at least I don’t have to start until 2.  I ended up not applying for the Eric Carle Museum job.  I updated my resume and wrote a cover letter, which was a useful exercise, but after the initial excitement died down, I realized that no really, I can’t move to Amherst on 2 weeks notice, couldn’t really live there without a driver’s license anyway, and can’t commute that far while still living here.

Leave a comment »

Kiva posts on hold

There won’t be any  more happy Kiva borrower posts for the foreseeable future.  Kiva has been adopting new policies that I’ve become leery of (such as asking lenders to assume part of the risk of currency devaluation without giving any idea of how often or how seriously this is likely to affect one’s portfolio — see www.kivafriends.org for an obsessively-detailed discussion of this and more)…at first,  I kept re-lending repaid loans because none of the changes affected the fact that I loan money and it gets to the borrowers, who can make very good use of it.  And that still hasn’t changed.  But now they’ve decided to “test” putting up some loans in the original language untranslated, because it’s more “efficient”.  (For these languages, they’ve always included the original French/Spanish/Russian along with the translation, so this still doesn’t help native speakers of those languages, who are going to have to deal with the nuts and bolts of the site being in English anyway).

Kiva’s business plan is inherently inefficient.  That’s kind of the point.  There are ways they can streamline it somewhat, and I’ll happily applaud anything that actually results in a win-win situation for Kiva, the borrowers, and the lenders.  But their whole gimick is that they are a person-to-person lending platform where someone has to put in a lot of time and resources tracking down borrowers in rural Peru to ask them their life story and business plan and take their picture, and then other people (including a lot of volunteer effort) have to translate and post the profiles and check to make sure the borrower in the picture is probably the borrower in the profile and make sure there’s a note if it’s another family member instead (which is allowed).  There’s only so much you can streamline this model before it stops actually being the model Kiva promises.

If they’ve decided that they have reached a threshhold of popularity where they can ask borrowers to accept a less personalized lending platform in exchange for being able to reach a wider number of borrowers at less cost, great.  I’d be totally willing to do that.  I’d also be willing to be required to donate some percentage of the amount loaned to Kiva for administrative expenses, or pay a yearly membership fee, or participate in a fundraising drive, or something like that if they find that they’re not taking in enough donations to expand the way they want to.  But Kiva now seems to want to have their cake and eat it to…they’re steadily taking away my connection to the individual borrowers, and making the “loans at no interest” look an awful lot more like “donations” given that it’s less and less likely that I’ll get all of it back.  And they’ve done all this without changing their terms of service, mission statement, or cute little “how it works” diagrams.  That is not ok by me.  I’ll be active to some degree on Kiva for at least another year until my loans are paid off, and the KivaFriends site is a really great community, so I’ll stick around until I run out of loans in the hopes that they get their act together.  Kiva staff seem to genuinely be a smart and well-meaning group of people, and they’re actively soliciting opinions from the KivaFriends community, but then they seem not to understand why everyone’s upset.  I hope things turn around.

And meanwhile, microfinance is a steadily growing industry, so there are plenty of places for me to test out my newly-repaid Kiva credits in:

Microplace: I actually already put a good bit of money here last month after withdrawing Kiva credit, since they’re a well-established organization.  Microplace works on a “save the world while investing money” tagline rather than the “reusable donation” message of Kiva and some similar organizations.  You loan to an MFI (or sometimes several MFIs in an umbrella organization) rather than to a specific borrower.  At first I was leery of the being-paid-interest thing, as I don’t want to be a further drain on the borrowers’ bank accounts, but the interest paid to lenders is generally 1-2% (though sometimes as much as 6%), and discussions comparing it to the Kiva model estimate that between the increased expense of creating borrower profiles and the increased expense of paying interest to lenders, it’s probably actually about a wash.  And I intend to recycle the interest right back into more lending anyway.

Wokai: A “Kiva clone” focusing on lending to China.  They balance the expense of creating profiles by making loans explicitly donations — you can recycle your loans through three repayment cycles, then they go into a general loan pool controlled by Wokai that loans straight to the MFIs.  This also means that donations to Wokai are tax-deductable since you don’t get them back.  They’re quite young, so I wouldn’t donate very much until I got a feel for whether they were likely to stick around and Not Be Evil(TM).

United Prosperity: another startup, this one still in beta-testing.  They loan to India, which has all sorts of complicated financial restrictions on international lending that I don’t really understand, which is why Kiva hasn’t been able to lend there.  But there are much looser restrictions on putting up collateral for a loan, which is what UP does.  You finance the collateral, not the loan itself (which comes from other funding sources available to the MFI), and get it back when the loan is repaid.  UP allows the smallest amount to be lent at a time of any of these organizations; I’ll probably put a small amount on several loans and see if they get off the ground.

Whoops — forgot one that I’d meant to add!

Lend For Peace: Another Kiva-type startup, this joint Jewish-Palestinian effort aims to promote peace in the West Bank through microlending with two Palestinian MFIs.  They have an impressive lineup of advisors and grants, and their very localized focus makes me think that they’re unlikely to bite off more than they can chew.  You have the option to either get your money back once the entrepreneur repays or to lend as a donation to their “revolving” lending pool.

Comments (4) »

NHC Institute wrapup

I am back from camp!  Institute was excellent :-)  Some highlights:

– I took a class on signing liturgy and one called “Dancing with the Tree of Life” which took Kabbalistic concepts and applied them to movement and other physical meditations.  Evidently I need to work with Netzach more.  Where by “netzach” I mean “spending less time resembling a doormat”.  Given current American color symbolism, I remain amused that netzach is represented by pink.  The sign class was also amazing…there are a couple songs that I want to teach at our synagogue’s kid-oriented Shabbat evening service, since they translate really well into sign in a way that involves a lot of big fun movements that would be easy for kids to learn.  Kaddish, however, comes out looking a bit peculiar since ASL really only has two words for “praise”.  Hebrew has…several.  ”Law” is similarly inconvenient.

– I got to help proofread a Torah scroll!  It was thoroughly awesome.  My partner and I (you work in pairs) proofread the first paragraph of Genesis.  This is part of the “community Torah project” in which a softeret (scribe) is getting as many people as possible involved in the Torah she’s writing…it’s being written on parchment made from deerskin donated by Adirondak hunters, a previous institute workshop helped make some of the parchment, feathers, bamboo, and papyrus for quills have been donated by a wide variety of people (papyrus grows in Florida.  Who knew?).

– I taught people to spin!  They enjoyed it, and I think I ran the workshop more smoothly than the one I did at our synagogue’s retreat.  The “students” at my workshop included the teachers in two of the previously-described classes/workshops, which was a marvelous demonstration of the “everyone is a teacher and everyone is a student” philosophy.

– I have two new hats.  One is a bright orange batik Bukharan (pillbox-hat)-style kippah, and the other is a crocheted one out of wire, white lace, and pearly beads.

– I met plenty of nifty people, including some whom I’d met last year.  Some of them are even in this area, so we might hang out sometime.

– There was an impressive amount of marvelous chanting and singing.  Sacred roundsinging and chanting in large groups with good acoustics is exactly the kind of singing I want to do more of.

Comments (4) »

Done today

  • Made pickles: 1/2 gallon plus 1/2 quart standard garlicky cucumber pickles, 1/2 quart sweet cinnamon carrot pickles, 1 quart kimchi-style pickled chard stems
  • Paid rent
  • Paid electric bill
  • Set up recurring payments for electric bill so that I remember to pay it
  • Finished reading log for class
  • Finished lesson plans for class
  • Really wished I was a teacher so that I could actually use the lesson plan based on Digger
  • Froze onion tops and chard leaves
  • Used up last of bread for sandwich
  • Did laundry
  • Packed Giant Box o’ Fuzz for workshop
  • Made squash-coconut milk-curry bisque with the summer squash that I cooked a few days ago and never got around to eating.  It can be dinner, or it can go in the freezer.
  • Made some nice 3-ply yarn out of the incredibly-lofty free undyed wool that was thrown in with my mill ends order. (the Sheep Shed Studio sells leftover roving from a yarn company at an amazing discount if you don’t mind getting a box of random stuff.  I ordered some for the workshop)

Comments (4) »

Kiva Sunday

While I completely agree with Kiva’s goal of partnering with organizations that focus on loans to women, this does tend to mean that men on Kiva get no love at all, especially the ubiquitous Central Asian Man With Grocery Store, a close cousin of the Central Asian Man With Cow.  So here are a few deserving y-chromosome folks:

Tofiq Mardanov in Azerbaijan

Tofiq Mardanov in Azerbaijan -- only a few days left to fund!

Tofiq Mardanov has always been a hard-working man. He made sure from a young age that his family never went without their daily bread. He is married with four sons. Tofiq has a store where he sells different kinds of goods, such as cosmetics and home products. Thanks to his perseverance and dedication, Tofiq began his enterprise 8 years ago, with a starting capital of 100 USD. His salary as a accountant wasn’t enough to cover basic needs of his family. Since then he has expanded his business and it has become a family affair, with his whole family helping. Tofiq needs to buy more goods to increase the range of his inventory, so he is requesting a loan of 2000 USD. He is ready to work even harder, make sacrifices and push to achieve his goals and become a successful entrepreneur.

Juan Carlos in Bolivia

Juan Carlos in Bolivia

Juan Carlos is 35 years old, is married, has 2 children, and lives in a rental. Juan Carlos has been a salaried worker in sugar production for 4 years. He is the assistant to a welder. He also has income from motorcycle rentals. This loan will be used for refinancing and to pay the remaining balance on a rockola, a modern-day jukebox.

Edwing Antonio Campos Gutierrez in Nicaragua

Edwing Antonio Campos Gutierrez in Nicaragua

Edwin Campos, 36, lives in the Villa Reconciliación neighborhood in the capital city of Managua. He and his wife have three children; they are 6, 17, and 19 years old. The children go to school. His wife works as an elementary school teacher to help the household.

Edwin has a taxi. He uses it every day to travel the streets of Managua in order to support his family, even though he gets very tired from his travels looking for customers. He has worked as a driver for four years. Before that he worked for a private business. But, they cut back on personal, and with the liquidation he bought the taxi.

He will use the loan to invest in replacement parts and maintenance for his taxi to be able to give his customers good service.

[I am curious as to his choice of hood design...does that mean something else in Nicaragua?]

Khadim Diouf in Senegal

Khadim Diouf in Senegal

Khadim Diouf is 29 years old. He is a Koranic teacher in the Médine district of the city of Mbour. He is requesting a loan for acquiring sound equipment for the religious singing he leads. This equipment will be rented out and is going to generate funds as revenues for him.

Jethro Hongayo in the Phillippines

Jethro Hongayo in the Phillippines

Jethro Hongayo is from the municipality of Lopez Jaena, Misamis Occidental. He is 33 years old. Jethro is married and has 1 infant child. To make a living, Jethro owns and operates a sari-sari store (a general store). The main source of income for the business comes from selling rice retail in the local community. Jethro has been engaged in his business for over 1 year and earns approximately 9,000 PHP a month for these activities.

Ali in Lebanon

Ali in Lebanon

Ali is a 42-year-old man who lives in Nabatieh, Southern Lebanon, with his wife and their three children. He has been working as a blacksmith for 20 years. Ali requested a loan of $2000 US from Al Majmoua in order to purchase tools and iron for his work. This is the first time that he has requested a loan.

Ali is has a reputation for his good work. His clients are people from his region. When he first started his business, he had difficulty building a network. Ali decided on this business because he wanted to improve his financial situation. In the future, he plans on expanding his business.

Leave a comment »

I attempted to make challah on Friday.  I was using a new recipe, but it still didn’t work to a rather impressive degree.  The gluten didn’t activate and it didn’t rise, resulting in a sort of challah-biscuit-thing.  Both the flour and the yeast were brand-new.  I made very successful popovers with the flour yesterday, so I think the flour is ok, but I’m not actually clear on how much gluten you need for popovers.  Maybe I’ll try making pasta at some point.  I really hope it isn’t the yeast…if the flour’s weird, I can just make quickbreads and stuff with it, but if the yeast is bad, I’ll just have to throw it out.

In other news, I’m almost done with homework.  I still need to finish up three lesson plans, and post them in the wiki.  I was going to go to a cookout, but I don’t think I’ll have time to go and still get both homework and packing done.

Comments (2) »

Off to camp!

On Monday I will be going to camp…I’ll be away from internet all that week, with the exception of Wednesday night, when I will be signing on briefly to go to class.  Grrrgrumblegrumble.  But otherwise yay!  Institute was amazing last year, so I’m really looking forward to it.  I’ll be taking, among other things, a class on signing liturgy in ASL :-D  I’m also teaching a tzitzit spinning workshop.  Ravelry has been a startlingly-useful font of information on that project.

Dinner tonight will be fried green tomatoes…these will be the only tomatoes we will get from the farm.  Whatever we don’t fry up, I’ll stick in the freezer to make salsa out of later.  There hasn’t been an awful lot of food preservation going on this year because of the dismal weather and thus kind of puny harvest.  The things that have done best are greens which are best fresh.  We have gotten *delicious* carrots, though :-)  I may attempt kugel with the new potatoes and onions.

Comments (2) »

ShrubShrubShrub!

I have made delicious peach shrub! Approximate recipe:

peaches
apple cider vinegar
sugar
spices
vanilla extract

Chop peaches into small pieces and put into a container with lid. Pour over just enough apple cider vinegar to cover the peaches. Refrigerate for at least 24 hours (mine were in there for 5 days, resulting in delightfully pickled peach bits for me to make into chutney at some point).

Strain the vinegar and juice out of the peaches. Poke it with a spoon to get all the juice you can. Measure the liquid and put in a pot with an equal amount of sugar. I used 2 medium peaches, which resulted in 1 cup of liquid. Add spices and vanilla to taste. I added rather a lot of vanilla (at least 1tsp), which worked beautifully. Boil mixture for 5 minutes. Let cool and pour into a bottle; store in the fridge. (With that much vinegar and sugar, it’s quite possibly shelf-stable, and probably cannable, but I’m not going to try.)

Note: When you boil it, it will produce copious amounts of froth. Stir constantly and take it off the heat periodically when it threatens to boil over.

To turn into delicious colonial soft drink, mix the syrup with water, seltzer, or iced tea to taste. Can also be made alcoholic, but that was apparently less common. Instead of or in addition to sugar, you can use honey. Or maple syrup, I assume, but that would give it a rather strong flavor.

I like this even better than the ginger stuff I got in Salem. That had a much more pronounced vinegar taste, which I liked, but was a bit odd. I think the peaches meld more with the vinegar, so that you get peach-apple-sour flavor without it registering as vinegary. The vanilla and spices round it out very nicely. The peaches I used were not meltingly ripe, which I assume would have made the finished product even peachier.

Leave a comment »